Patient Guide
Embryo Storage Cost: What Your Annual Fee Actually Covers
You came here looking for a number. We are not going to invent one. Storage fees are set facility by facility, and the amount on your invoice has very little to do with the amount on anyone else's. What we can tell you is what that line item actually pays for, why it tends to climb, and how to work out whether moving your embryos somewhere else would leave you better off.
One thing to know before you read on. GuardianCryo does not store embryos. We move them. That is worth stating plainly, because it means we have nothing to gain from telling you your storage bill is too high, and nothing to gain from telling you it is fine. Storage cost is simply the reason most people end up calling us.
Why we will not quote you a national average
Search results are full of confident dollar figures for annual embryo storage. We are not adding another one. A number we cannot verify for your facility is worse than no number, because it quietly anchors you to someone else's contract and then you argue with your clinic about the wrong thing.
Pricing here is set facility by facility. It moves with region, with whether you are billed per patient or per device, and with whether your first year was folded into an IVF package that has since expired. It also moves depending on whether your embryos are still sitting in your clinic's own tanks or have been handed to a long-term storage company. Two people treated at the same clinic in the same month can be on different fee schedules.
The one number that is real
Ask your clinic or storage facility for its current written fee schedule and a copy of the storage agreement you signed. Request it by email so you have it in writing. Everything below is designed to be read with that document in front of you.
What storage actually costs, from the providers who publish it
We will not invent an average. We will show you what specific, named facilities print on their own websites, so you can click through and check every figure yourself. These are dedicated long-term storage companies rather than IVF clinics, which matters: a clinic usually bills storage as an afterthought to treatment, while a storage company has to compete on it.
Figures below were read from each provider's published fee page in October 2026. Fees change, and every one of these pages says so. Treat this as a starting point for the question you ask your own facility, not as a quote.
| Provider | Billed | 1 year | 5 years | 10 years |
|---|---|---|---|---|
| Fairfax Cryobank Virginia, US | Per patient, any number of embryos | $650 prepaid or $45/month | $2,210 | $3,900 |
| Family Fertility CryoBank California, US | Per patient, tiered by screening status | $475 standard $600 infectious | $1,650 standard $2,275 infectious | $4,995 “forever” plan |
| Androcare Fertility Centre Lagos, Nigeria | Per 3 months, tiered by embryo count | ₦1,200,000 for 1 to 6 ₦2,000,000 for 7 or more | Not published | Not published |
Sources, all published by the providers themselves: Fairfax Cryobank embryo storage costs, Family Fertility CryoBank pricing, Androcare Fertility Centre pricing and plans. Androcare publishes a three-month rate; the annual figures above are that rate multiplied by four and are ours, not theirs.
Prepaying is not automatically cheaper. At Fairfax it is worse until year five.
Their monthly rate is $45, so twelve months of paying monthly is $540. The prepaid one-year plan is $650. You pay $110 more for committing. The same holds at six months, two years and three years, where monthly is cheaper or level. Prepaying only starts winning at five years.
| Term | Paying monthly | Prepaid | Better option |
|---|---|---|---|
| 6 months | $270 | $350 | Monthly, by $80 |
| 1 year | $540 | $650 | Monthly, by $110 |
| 2 years | $1,080 | $1,105 | Monthly, by $25 |
| 3 years | $1,620 | $1,625 | Level |
| 5 years | $2,700 | $2,210 | Prepaid, by $490 |
| 10 years | $5,400 | $3,900 | Prepaid, by $1,500 |
The monthly column is the published $45 rate multiplied out. Run the same arithmetic on whatever schedule your own facility sends you before you accept a multi-year plan. Ask what happens to unused prepaid years if you move or stop.
One thing worth doing before you sign a long prepay: price the alternative. A ten-year commitment is the moment to check what a one-off move to a cheaper facility would cost, because once you have paid it that comparison stops being available to you. See what a transfer costs and run both numbers while you still have the choice.
Why we read fee schedules line by line
Moving specimens between facilities is what we do, which means we end up reading storage agreements constantly, usually at the point where somebody has decided to leave one facility for another. The prepay arithmetic above and the screening tiers below are not clever research. They are what keeps turning up once you have read enough of these documents, and they are the two things that most often explain an invoice nobody expected.
So if you are looking at your own schedule now and something does not add up, you are probably not misreading it. Send us the clause and we will tell you what we think it means, whether or not you ever move anything with us.
Three things change the bill more than the headline rate
The billing period
Read whether the number is monthly, quarterly or annual before you compare anything. Androcare's ₦300,000 is per three months. Read as an annual fee it looks inexpensive; it is four times that.
What the fee is attached to
Fairfax bills per patient whatever the number of embryos, and does not charge separately for sperm you store alongside them. Androcare bills by embryo count, so seven embryos cost more than six. Same service, different unit.
Your screening status
Several facilities charge a higher rate for specimens classed as potentially infectious, because they are stored separately. At Family Fertility CryoBank that is $600 against $475 for a year. Most patients never learn which tier they are on until they ask.
Not everyone publishes
ReproTech, one of the largest companies in the United States working only on long-term storage of reproductive tissue, publishes sperm storage pricing but asks for your email, clinic name and state before it will send the embryo fee schedule. That is their right, and it is worth knowing before you assume a missing price means an expensive one. If a facility will not put a number in writing for you, that itself is information.
Storing abroad is not automatically cheaper
It is a reasonable assumption that storage in a lower-cost country costs less. On the published figures we could verify, it does not. Androcare in Lagos publishes ₦300,000 per three months for one to six embryos, which is ₦1,200,000 a year. At around 1,550 naira to the dollar in October 2026 that is roughly $770, against $475 a year at Family Fertility CryoBank in California and $540 at Fairfax paying monthly. For more than six embryos the Lagos figure is ₦2,000,000 a year, roughly $1,290.
So on these two markets the cheaper option is the American dedicated storage company, by a wide margin, and the gap widens the more embryos you have. That is one clinic in one city and it is not the whole Nigerian market, so do not read it as a rule. Read it as a reason to check rather than assume, and to convert the billing period before you compare anything.
Exchange rate risk cuts both ways too. A fee quoted in naira and paid from dollars changes every year without anyone raising a price, and a fee quoted in dollars and paid from naira does the same in the other direction. If you are storing across a currency border, ask which currency the contract is denominated in.
If the answer turns out to be to move them
Storage is the recurring cost and the transfer is the one-off, so the arithmetic almost always turns on what the move itself costs. That is the part we do. Your embryos travel with one named courier who keeps the shipper in the aircraft cabin rather than the hold, and hands it to the receiving embryologist. We are not a storage facility and we have no stake in which one you choose, which is the only reason a page like this can name their prices rather than bury them.
Six things to check in your storage agreement
Work through these in order. Together they explain almost every storage invoice that surprises someone.
The billing period, and what resets it
Annual, monthly, and prepaid multi-year plans are all common, and they are not directly comparable. A monthly plan quoted per month can total more over five years than a prepaid block. Check the renewal date and whether the plan auto-renews.
Who actually holds the tank
Many clinics keep embryos on site only for an initial period, then transfer them to a third-party long-term cryostorage company. The second facility bills on its own schedule. If your fee jumped without warning, this transfer is a frequent cause.
The unit of billing
Some agreements bill per patient, some per cryodevice, straw, cane, or vial. If you have several cryodevices from multiple retrieval cycles, a per-device schedule scales very differently from a flat per-patient schedule.
One-time fees at the exit
Release, tank-out, thaw-out, records, or administrative fees are frequently separate from the recurring storage fee and only appear when you leave. These matter when you are comparing the cost of staying against the cost of relocating.
What insurance is and is not included
Storage agreements commonly limit facility liability. Understand what the facility's stated liability actually covers before you assume your specimens are insured to their replacement value.
The rate-change clause
Look for the clause that permits the facility to change rates, and what notice it must give you. This is the single line that determines whether today's fee is a reliable basis for a ten-year plan.
The arithmetic that actually matters: recurring versus one-time
Storage is a recurring cost that runs for as long as you store. Transport is a one-time cost. That difference, not the headline rate, is what decides whether relocating your embryos saves money.
The comparison is straightforward once you have both figures. Take the annual difference between your current facility and the facility you are considering, multiply it by the number of years you realistically expect to keep storing, and compare that total against the one-time cost of moving, which is the transport fee plus any release or tank-out fee your current facility charges on exit.
How to run it
- Annual fee at your current facility, from your written fee schedule.
- Annual fee at the destination facility, quoted in writing.
- Subtract to get your annual saving.
- Multiply by the years you expect to keep storing.
- Subtract the one-time transport cost and any exit fees.
If step five is positive, relocating pays for itself inside your storage horizon. If it is negative, staying is cheaper and you should stay.
We can give you a firm figure for step five's transport component, because it is our own pricing rather than someone else's. GuardianCryo domestic US hand-carry transfers are quoted as an all-inclusive fee covering the courier, the validated dry vapor shipper, temperature monitoring, clinic-to-clinic coordination, and documentation support. Our published domestic pricing and the factors that move it are set out in the embryo shipping cost guide.
Exit fees you will need to get from your current facility directly. Ask specifically about a release fee, a tank-out or withdrawal fee, and a records or administrative fee, because these are often listed separately from the storage rate and are easy to miss.
When relocating embryos genuinely makes sense
Moving specimens is not automatically the right answer. These are the situations where it usually is.
You have finished treatment at one clinic and live somewhere else
Continuing to pay a facility in a city you no longer visit rarely makes sense. Relocating to a facility near your current home also removes travel cost from any future transfer cycle.
You are planning a frozen embryo transfer at a different clinic
The embryos have to move regardless. Doing it once, deliberately, is cheaper and lower risk than an urgent move scheduled around a cycle date.
Your storage is long-term and open-ended
If you expect to store for many more years and are not treating, the recurring fee is the dominant cost, and a one-time transport cost can be recovered over the remaining storage horizon.
Your clinic is closing, merging, or has moved your specimens without your input
A facility change made for you is a good moment to decide where your embryos should actually live, rather than accepting the default destination.
What actually happens to the embryos during a move
Frozen embryos do not need to be thawed to be relocated. They travel in the vitrified state, inside a validated dry vapor shipper. The word dry matters: the shipper holds liquid nitrogen absorbed into a porous internal lining rather than as free liquid, so there is no sloshing liquid to spill and the unit is accepted for air transport under the applicable dangerous goods provisions.
A note on the temperature
Dry vapor shippers run at roughly -190°C. You will see -196°C quoted almost everywhere in this industry, and it was on our own pages until recently. It is the boiling point of liquid nitrogen. A dry shipper has no free liquid in it by design, so your specimens sit in the vapor above the absorbed nitrogen, which runs slightly warmer than the liquid would.
Practically, the difference does not matter. What matters is staying below about -130°C, and a properly charged shipper sits far under that. The monitoring log is the part worth asking for, because it is the only thing that shows the margin actually held on your shipment rather than in theory.
GuardianCryo transports specimens by hand-carry. A named courier travels with the shipper in the aircraft cabin rather than consigning it to the cargo hold, which keeps the chain of custody unbroken and means a person is present to respond if a flight is delayed or rerouted. The mechanics of that, including our no-X-ray handling protocol, are covered in the no-X-ray protocol guide.
Frequently asked questions
How much does it cost to store frozen embryos per year?
There is no single national figure. Annual storage fees are set independently by each clinic and each commercial cryostorage facility, and they vary widely by region, by whether storage is billed monthly or annually, and by whether your embryos sit in clinic-owned tanks or at a third-party long-term storage company. The only reliable number is the one on your own storage agreement. GuardianCryo does not publish storage price estimates because quoting a figure we cannot verify for your specific facility would not help you. Ask your clinic for the current fee schedule in writing.
Why did my embryo storage fee go up?
The most common reasons are the expiry of a discounted or bundled first year that was included in your original IVF package, a move from clinic-held short-term storage to a third-party long-term storage facility, an annual rate adjustment written into your storage agreement, or a change in how many cryodevices or straws you have in storage. Your storage agreement should state how and when rates can change.
Can I move my frozen embryos to a cheaper storage facility?
In most cases yes. Embryos are your property under your storage agreement and consent forms, and patients regularly transfer them between facilities. The process requires written release authorisation from the releasing facility, acceptance from the receiving facility, and a cryogenic transport provider to physically move the specimens. Your clinic may also charge a one-time release or tank-out fee. Confirm the specific terms in your own agreement before committing.
Does GuardianCryo store embryos?
No. GuardianCryo is a transport company, not a storage facility. We hand-carry frozen embryos, eggs, and sperm between fertility clinics and cryostorage facilities in validated dry vapor shippers. If you are trying to reduce storage costs, we are the step that physically moves the specimens once you have chosen a destination facility.
What happens to embryos if I stop paying storage fees?
This is governed entirely by the consent and storage agreement you signed with your facility, which typically defines a notice period, an abandonment definition, and the disposition options you selected. Because the consequences are significant and the terms differ by facility and by state, read your own agreement and speak directly with your clinic. GuardianCryo is a transport company and cannot give legal or medical advice on disposition.
Continue reading
Know where you want them stored? We move them.
Tell us the releasing facility and the destination and we will quote the transport leg, all inclusive, so you can finish your arithmetic.
GuardianCryo is a specimen transport company. We are not a storage facility and we do not provide medical, legal, or financial advice. Decisions about your embryos should be made with your clinic and, where relevant, your own legal counsel.
